⚠️ Enroll or change plans with the 2021 Special Enrollment Period through August 15. You have through August 15 to enroll in or change your Health Insurance Marketplace plan due to the coronavirus disease 2019 (COVID-19) emergency. CLICK HERE TO BEGIN
We make it easy!
Finding health insurance on Maine’s Health Insurance Marketplace is easy and affordable!
When shopping for health insurance online, there are so many details to consider, prices to compare, and complicated words to learn.
Wouldn’t it be nice if you could get help for free?
Well, you came to the right place!
We provide free help to make it easier for you to find the right health insurance for you and your family at the best price!
Same Plans, Smarter Process
Our free health insurance shopping site shows you every available plan option, including all plans sold on the complicated Heathcare.gov Federal Marketplace site.
Here’s the thing…
Finding affordable health insurance in Maine isn’t just about buying the cheapest option.
There is a lot to think about!
Plans with lower monthly payments can have higher deductibles, or worse higher out-of-pocket maximums resulting in you paying a lot more, if you’re not careful.
Some plans require referrals and will not cover you if you see an out-of-network doctor which means you pay 100% of the bill EVERY TIME or you will have to change your doctors.
Using our site will make sure all your doctors are in-network.
Contact us and we will research the plans to make sure all the doctors and hospitals you need are in the network.
You won’t get that service on federal healthcare marketplace!
We will do the complicated work for you.
You get the benefit of our experience and knowledge and pay nothing. This is how insurance works. When you use an agent, they do all the work and you benefit.
Why should you work with a health insurance broker?
- Brokers stay up-to-date because health insurance rules change every year.
- Get unbiased expert recommendations.
- Get assistance with the application and enrollment process.
- Troubleshoot issues with the insurance company for you.
- And you get all of the above for free!
All of our brokers live and work in Maine so we know what plans work best for people in Maine. When you reach out for help, you will be assigned an agent who will work with you always. You become a client and can call your agent anytime you need them during the enrollment process or during the year!
Your agent will ask you a few simple questions. Then we compare the health insurance plans in Maine, along with the prices for your doctors and medications to find the plan that will save you the most money and cover all your doctors and prescriptions. We make is simple!
A government subsidy (officially called Advanced Premium Tax Credit or APTC) is money the government pays directly to your health insurance company to lower your monthly premiums.
And it can save you a lot of money!
Most people who use our site pay on average between 50 to 75 percent less for their insurance using this monthly subsidy!
Marketplace applications may require documentation that shows proof of citizenship, income, or qualifying events. This can make enrollment even more complicated for you.
We are very familiar with these application processes. We will walk you through exactly which paperwork and information to provide. And we handle all the paperwork and send in the documents for you!
Award-Winning Support, All Year Long!
When you need a little extra help, you have a local, licensed insurance expert ready to answer your health insurance questions and individually guide you through the whole process.
We are here for you year-round if you have questions about your health insurance, run into a billing issue or need help getting a medical claim reimbursed.
Your agent is ALWAYS just an email or phone call away!
Dental, Vision, and Life Insurance, too!
Whether you’re self-employed or looking for get health insurance on your own, you’ll love that we can help you build up a full suite of benefits to keep your family secure.
We partner with companies that provide the most flexible and affordable vision, dental, and life insurance options for Mainers and their families.
In fact, our dental options start at under $15/month. Signing up for any of these plans takes about five minutes.
Is It Really Free?
We get asked that a lot! The answer is always YES!
We do not charge anything for our help. Nada, Nothing, Ziltch!
We get paid by the insurance companies When you sign up for a plan the insurance company pays us a commission for helping you. It’s like paying us instead of an employee.
This is the same way it works with your car insurance agent. Working with us does not cost you anything and it does not change the cost of your insurance.
You get free help and advice and we get paid – it’s a win-win!