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Health Insurance for Individuals and Family
Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services. Having health insurance coverage can save you money on doctor’s visits, prescriptions drugs, preventative care and other health-care services. Typical health insurance plans for individuals include costs such as a monthly premium, annual deductible, copayments, and coinsurance.
Short-Term Health Insurance
Short-term plans are a great way to cover yourself with temporary health insurance. If you have a gap in health insurance coverage, short-term plans offer limited coverage at affordable prices. This type of health insurance is also easy to enroll in, and coverage can start in just a few days.
Health Insurance for Small Businesses
Providing health insurance as a small business is a great way to hire and retain excellent employees. The Affordable Care Act currently requires small businesses to offer health insurance, if they have 50 or more full-time workers. If certain small businesses fail to provide health insurance to employees, they may be subject to fines.
Do you qualify for Medicare? You might have Medicare plan options beyond the federal program, Original Medicare (Part A and Part B). Find out about Medicare Advantage plans, Medicare Prescription Drug Plans, and Medicare Supplement plans.